Are you trying to make payment and you get the same error “Credit One Bank verification not working”? Are you sure you put the correct details, met up with the legal requirements and terms of service?
Here’s a solution, in this article, we’d highlight the reason you are receiving the Credit One Bank verification not working error and how to resolve it.
Credit One Bank Verification not working? Why?
Credit One Bank verification not working error may occur due to unsupported card type, card account age and history, insufficient card balance, card limits, wrong card details, unsupported region, financial institution or service downtime.
Here’s why your Credit One Bank verification was not working and how to fix it?
1. Insufficient card balance
Immediately your application was rejected, the very first thing to do is to check your card balance as this is one of the most possible reason why your Credit One Bank Verification might fail.
What’s the solution?
You should ensure that you ensure that you have up to at least $5 above the transaction you want to make.
You are also advised to check and remove transaction limits; in situations where credit cards are limited based on transactional amounts and period limits.
For example, you might not be able to transfer more to $50 at once or in a week as the case may be.
If you are using a virtual card, you can check the card app to see if there is any “transactional limit” and remove it.
If you are using a bank app, you can choose to either check the app or visit your bank.
2. Financial Institution
When you notice that your Credit One Bank Verification was unsuccessful, you could consider visiting your closest bank center as this is one of fastest troubleshooting method after checking that your card balance is sufficient.
One of the possible reasons might be that your credit card was blocked from your bank, restricted for security reasons or not supported by your bank for undisclosed reasons.
You should lay a complaint or explain to their customer care / service.
Alternatively, you can send an email to your bank customer care at the comfort of your home.
3. Card account age and history
Credit One Bank prefers a credit card account that has been used for several years, the older the better.
Having an old credit bank account indicates that you are responsible enough to manage your finance appropriately.
If you are applying with a new credit card that has a short credit history of few months or years) then your verification will likely fail.
At this instance, you can try again and if it doesn’t work, you are advised to wait for some time and engage in more credit transactions to improve your credit score.
During this waiting period, you should make sure that you have paid all your loans and bills on time or else, Credit One Bank might perceive that you are not responsible enough.
Alternatively, you could try using another card with a good credit history.
4. Wrong Card Details
Filling in a wrong card detail is one of the common reason that Credit One Bank verification has failed for many users.
What’s the solution?
Try applying again but be more careful this time. Note that if you fill in the wrong card detail several times, you might be banned from creating an account.
5. Unsupported Region
There are countries where Credit One Bank products and services have been restricted.
In most cases, the site and app cannot be accessed in that region while in other cases, it is partly accessible.
If you find yourself in any of this situations, your credit card will likely be rejected.
The only available solution is to visit the site from your region using a Virtual Private Network (VPN). However, you might have an issue in the long run.
If using a VPN does not work or you are not comfortable with it, you should try getting a new card from another region that supports Credit One Bank products and services.
Alternatively, you can go for a prepaid or virtual card.
While difficulties with the Credit One Bank Verification not working error are not particularly common, it is possible for anyone to experience such difficulties so don’t worry, Credit One Bank is not a scam
Bear in mind that you may need to keep trying to solve the problem. Be careful not to overdo it, and give it some time in between tries.
To ensure that you have followed all of Credit One Bank’s rules, please consult with their support staff if your issue was not covered above.